HOME ON THREE ACRES INLUCIE

2373 DYER RD

$339,900.00

3 bedrooms plus den which could be easily converted into bedroom; 2 full bathrooms plus half cabana bath; 2 car garage. Majestic built CBS sits on almost 3 acres and features 2900 sq feet under air . Residential multi family zoning, so you can build few more smaller properties (for family of business). Home features: 2 AC units, “in wall” pest control system, water treatment system, intercom system (including on patio), alarm, knock down ceilings, decorative shelving, tile in living areas. Also: wood burning fireplace, granite counter tops (including island)and 42′ top cabinets in kitchen. In master bath: sports shower, centrally located tub,   dual sinks. In master bedroom: 2 walk in closets, beautiful sitting area. Outside: screened and covered patio, fenced backyard, gazebo, pond. Property is wired for generator.

Call Anna at 772-485-4188 to schedule viewing. Visit www.annasellsrealestate.com.dscn1383

HOME ON THREE ACRES INLUCIE

ST LUCIE GARDENS IN PORT ST LUCIE

This community is not known to a lot of visitors or even Port St Lucie residents. It is not gated community, there is no HOA. Located west of US1 and just south of Prima Vista, contains only few “streets”. Yes- “streets”. You definitely will need SUV (four wheel drive), if you chose to live there. There is no pavement, no asphalt on roads and in rainy days, it gets challenging to find property. There is electricity, but no city sewer or city water. Lots are not small. To my knowledge they start at one acre. If you like nature and privacy, if you like riding horses and keeping them in the barn next to your home- you will love this community. If you crave elegant “acreage” properties, I do not think that you will find everything that you need. Don’t get me wrong: there are beautiful, large mansions in neighborhood, but you will also see small homes without nice landscaping- just basic homes.

My advice: visit and judge for yourself.      

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SEARCH ST LUCIE GARDENS LISTINGS

Call or email Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or

anna@annasellsrealestate.com.

ST LUCIE GARDENS IN PORT ST LUCIE

TITLE COMPANY VS ATTORNEY

I am absolutely not writing this article to tell buyers/sellers which one is better . I just want explain some things that may be confusing for buyers coming to florida from Northern states . In Connecticut, New York, etc you NEED attorney to close on home. I am not going to list all the services that attorney does, because of one simple reason: I don’t know. But I know that attorney will be the one to assist buyer and seller in executing “closing” documents:, making sure that buyer is getting property free and clear of liens, seller gets paid, etc.

In Florida that is not requirement. You can (as buyer or seller) have Title Company assist with closing of transaction. Those institutions are licensed. And will make sure that seller, buyer and everybody else involved in transaction comes out at the end with :home or fair compensation. They make sure that there is no liens on property, prepare deed, work with buyer’s lender ,etc.

  There are definitely  Real Estate Attorneys in Florida who can do exactly the same and as buyer or seller you are welcome to hire them. There will be (most of the time) difference in fee. Attorney’s services are a little bit more expensive usually. But you do- have additional protection. And if you are worried that transaction may get a little bit out of hand and complicated issues may arise, maybe attorney would be a better choice. Like I mentioned, this article just explains the difference between Florida and some other states as far as “closing companies’ are concerned.

 

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TITLE COMPANY VS ATTORNEY

BUYING IN COMMUNITY WITH HOA

There is few things you have to consider if you want to buy your home in community like that.

First thing is financing. If you are obtaining mortgage to pay for your future home, make sure that your lender knows if there is HOA fee involved. Most of the time lender will prequalify you for your maximum purchase price and will take under consideration estimated monthly tax and homeowner’s insurance amount, but not HOA fees. So if you hear that your maximum is $200,000 and you are looking at $200,000 home with monthly HOA fee of $300, you will not be able to get loan.  

Second issue- your balance to close. Find out if there is “capital contribution” in community (in most cases there is). When you purchase home, HOA asks for kind of “sign in fee”. Numbers could be as low as $500…then it is not a big deal. But there are communities that charge $30,000 or even $60,000. Could fee like that be a deal breaker? You bet it could.      

Third- application process. If you need quick (two weeks) closing, find out if there is approval process by HOA and if there is, what is time frame. Usually it is 30 days, so give yourself enough time.

Of course there is a lot of different questions you should ask and a lot of different issues to come up.    

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Call or email Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or

anna@annasellsrealestate.com.

    

BUYING IN COMMUNITY WITH HOA