ST LUCIE GARDENS IN PORT ST LUCIE

This community is not known to a lot of visitors or even Port St Lucie residents. It is not gated community, there is no HOA. Located west of US1 and just south of Prima Vista, contains only few “streets”. Yes- “streets”. You definitely will need SUV (four wheel drive), if you chose to live there. There is no pavement, no asphalt on roads and in rainy days, it gets challenging to find property. There is electricity, but no city sewer or city water. Lots are not small. To my knowledge they start at one acre. If you like nature and privacy, if you like riding horses and keeping them in the barn next to your home- you will love this community. If you crave elegant “acreage” properties, I do not think that you will find everything that you need. Don’t get me wrong: there are beautiful, large mansions in neighborhood, but you will also see small homes without nice landscaping- just basic homes.

My advice: visit and judge for yourself.      

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SEARCH ST LUCIE GARDENS LISTINGS

Call or email Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or

anna@annasellsrealestate.com.

ST LUCIE GARDENS IN PORT ST LUCIE

TITLE COMPANY VS ATTORNEY

I am absolutely not writing this article to tell buyers/sellers which one is better . I just want explain some things that may be confusing for buyers coming to florida from Northern states . In Connecticut, New York, etc you NEED attorney to close on home. I am not going to list all the services that attorney does, because of one simple reason: I don’t know. But I know that attorney will be the one to assist buyer and seller in executing “closing” documents:, making sure that buyer is getting property free and clear of liens, seller gets paid, etc.

In Florida that is not requirement. You can (as buyer or seller) have Title Company assist with closing of transaction. Those institutions are licensed. And will make sure that seller, buyer and everybody else involved in transaction comes out at the end with :home or fair compensation. They make sure that there is no liens on property, prepare deed, work with buyer’s lender ,etc.

  There are definitely  Real Estate Attorneys in Florida who can do exactly the same and as buyer or seller you are welcome to hire them. There will be (most of the time) difference in fee. Attorney’s services are a little bit more expensive usually. But you do- have additional protection. And if you are worried that transaction may get a little bit out of hand and complicated issues may arise, maybe attorney would be a better choice. Like I mentioned, this article just explains the difference between Florida and some other states as far as “closing companies’ are concerned.

 

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TITLE COMPANY VS ATTORNEY

FROM LISTED TO CONTRACT IN UNDER ONE WEEK!

721 SW JASLO AVE

$160,000.00

3/2/2 CBS home located in SW Port St Lucie (34953). Built in 20002; Vaulted ceilings; Separate family ,living and dining rooms; Dual sinks in master bathroom; Two closets in master bedroom; All appliances in kitchen; Utility room; Nice and clean.

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CALL ANNA CHROSCICKI WITH RE/MAX MASTERPIECE REALTY AT 772-485-4188. EMAIL

ANNA@ANNASELLSREALESTATE.COM. VISIT WWW.ANNASELLSREALESTATE.COM.

FROM LISTED TO CONTRACT IN UNDER ONE WEEK!

BUYING IN COMMUNITY WITH HOA

There is few things you have to consider if you want to buy your home in community like that.

First thing is financing. If you are obtaining mortgage to pay for your future home, make sure that your lender knows if there is HOA fee involved. Most of the time lender will prequalify you for your maximum purchase price and will take under consideration estimated monthly tax and homeowner’s insurance amount, but not HOA fees. So if you hear that your maximum is $200,000 and you are looking at $200,000 home with monthly HOA fee of $300, you will not be able to get loan.  

Second issue- your balance to close. Find out if there is “capital contribution” in community (in most cases there is). When you purchase home, HOA asks for kind of “sign in fee”. Numbers could be as low as $500…then it is not a big deal. But there are communities that charge $30,000 or even $60,000. Could fee like that be a deal breaker? You bet it could.      

Third- application process. If you need quick (two weeks) closing, find out if there is approval process by HOA and if there is, what is time frame. Usually it is 30 days, so give yourself enough time.

Of course there is a lot of different questions you should ask and a lot of different issues to come up.    

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Call or email Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or

anna@annasellsrealestate.com.

    

BUYING IN COMMUNITY WITH HOA

FOR RENT 3/2/2 LAWN CARE INCLUDED

3601 SW VICEROY ST

$1500.00

LAWN CARE INCLUDED. 3/2/2 located in SW Port St Lucie; Upgraded hardwood floors throughout; Beautiful black appliances; Utility Room; Accordion hurricane shutters; Warm paint; Shaded back patio; Formal dining room. Pets welcome.

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Call or email Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or

anna@annasellsrealestate.com.

 

FOR RENT 3/2/2 LAWN CARE INCLUDED

FRAME VS CBS CONSTRUCTION

 

  • Is cement block construction better than frame?                                                                                                                                                         

 

             If you heard that it is much better, because of hurricane stability, then my answer is “NO”.  What matters in hurricane is : securing of roof and home openings. If you compare two homes and CBS home has roof without special ties and windows without hurricane shutters, and frame home has roof that meets “hurricane withstanding” criteria and shutters are installed on home- your frame home will “live” through hurricane and CBS home may get damaged.  And you will pay more for homeowner’s insurance.

If wood destroying organisms are your concern, then you have a little bit of point there. There is a lot more weak points in frame house. And you have to be more carefull. But don’t panic…and don’t be too sure about CBS home. There is wood involved (trusses, window openings, door openings).

Please talk to builder, contractor, insurance company before making decision.   

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FRAME VS CBS CONSTRUCTION